Showing posts from January, 2015

Hope That Google Stock Falls-- Then BUY!

Google has the chance to become the world's most dominant company in the next ten year's if it isn't already. The stock is not cheap right now, trading @ 27 times current earnings, and currently dropping in price at least in part because Mozilla replaced Google with the Yahoo as it's default search engine for its Firefox browser, costing Google market share in the most recent report. (duh?)

Naturally, analysts who have to say something all the time went into an uproar about how this could be an emerging downward trend for Google, and point out the fact that Apple is thinking about replacing Google as the default search engine in the iPhone, and with Facebook's graph search coming out, and people shopping first at Amazon rather than Google as a way to BUY (hear those $$ signs?) Products, yaddah yaddah yaddah ...
And yes, Google generates most of its profits from search, and many analysts believe Google to be a one trick pony.
Yes, a company with hugely profitable bu…

Why Many American Colleges Will Be Going Out of Business- Student Loan Bubble

Looking for trends.
In recent years the price of college has increased dramatically. Tuitions have largely outpaced inflation, and the average student loan debt of 4 year graduates of schools for those reporting their figures was nearly $30,000. Of course, many for profit colleges  did not disclose student debt loads. I can only assume the real number is higher. Increased student debt is ever increasing economic burden, affecting decision making by graduates. Instead of purchasing a new car or house, they're paying off interest and principal, which is willingly provided by creditors as the loans are guaranteed by the federal government. Now, in many countries education is financed entirely by the government but the competition to get into the Universities is fierce. The fact that the American government guarantees student loans means that almost anyone who wants to can "afford" school, which democratizes higher education and offers anyone in society upward mobili…